109 OAK TREE Lane, Palatka, FL 32177 (MLS# 2155346)

109 OAK TREE Lane, Palatka, FL 32177

New Listing
$569,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 4,702 Lot Size (sq. ft.): 21,780 Status: Active
Current Price: $569,900 List Date: 7/14/2026 Last Modified: 7/14/2026

Overview

Description

Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.

Supplements: Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream B ...

Listing Details MLS# 2155346

General Property Information

Bedrooms Total
4
Bathrooms Full
3
Bathrooms Total
3
Living Area
3380
Living Area Source
Assessor
Building Area Total
4702
Year Built
1987
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.5
Association YN
No
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Pool Private YN
Yes
Water Body Access YN
No
Waterfront YN
No
Furnished
Unfurnished
Stories
2
Senior Community YN
No
Directions
From SR19 & SR20 Intersection head West on SR20, Turn Right on Silver Lake Rd, Continue Right on Francis Church Rd, Right on Oak Tree Ln, House will be on the Right
Public Remarks
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.
List Price/SqFt
168.61
Bathrooms Half
0

Property Features

Levels: Two Rental Restrictions: No Minimum Appliances: Dishwasher; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: In Unit; Sink Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Other Structures: Shed(s) Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Side Porch Pool Features: In Ground; Heated Spa Features: Private Roof: Metal Parking Features: Garage Lot Features: Corner Lot View: Pool Fencing: Back Yard Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-07-14

Location Tax and Legal

Street Number
109
Street Name
OAK TREE
Street Suffix
Lane
County
Putnam
State
FL
Postal Code
32177
MLS Area Major
561-Greater Palatka
Subdivision Name
Metes & Bounds

Status Change Information

Major Change Timestamp
2026-07-14T21:13:32Z
Major Change Type
New Listing

Fireplace Features

Fireplaces Total
Yes
Wood Burning
Yes

More Information

DPR Eligible

DPR Eligible
Yes

Location, Tax, and Legal

Country
US
Parcel Number
091026656000000080
Tax Annual Amount
3368.15
Tax Year
2025
Tax Legal Description
OAK TREE S/D MB6 P44 LOT 8

Appliances

Dishwasher
Yes
Gas Range
Yes
Gas Water Heater
Yes
Microwave
Yes
Refrigerator
Yes
Tankless Water Heater
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes

Exterior Features

Outdoor Kitchen
Yes

Fencing

Back Yard
Yes

Heating

Central
Yes

Laundry Features

In Unit
Yes
Sink
Yes

Levels

Two
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Lot Features

Corner Lot
Yes

Other Structures

Shed(s)
Yes

Parking Features

Garage
Yes

Pool Features

Heated
Yes
In Ground
Yes

Possession

Close Of Escrow
Yes

Road Surface Type

Asphalt
Yes

Roof

Metal
Yes

Sewer

Septic Tank
Yes

Spa Features

Private
Yes

Utilities

Electricity Connected
Yes

View

Pool
Yes

Water Source

Well
Yes

Patio And Porch Features

Covered
Yes
Front Porch
Yes
Side Porch
Yes

Interior Features

Ceiling Fan(s)
Yes
Pantry
Yes
Primary Bathroom -Tub with Separate Shower
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet(s)
Yes

Rental Restrictions

No Minimum
Yes
Listing Office: TIMBER TO TIDES REALTY LLC
Source MLS Verified
Last Updated: July - 14 - 2026
Information deemed reliable but not guaranteed.

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