Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

109 KILLARNEY Avenue, St. Johns, FL 32259 (MLS# 2039691)

109 KILLARNEY Avenue, St. Johns, FL 32259

$412,500

Grass color has been digitally enhanced.

Virtual Tour

https://www.zillow.com/view-imx/71fd2620-427d-4407-aa5a-911e25f40bb8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,090 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $412,500 List Date: 3/05/2025 Last Modified: 5/20/2026

Overview

Description

Welcome to this inviting 2-story home nestled in Northeast Florida's premier lifestyle community of Beachwalk. With over 2000 square feet, this true 4 bedroom, 3 full bathroom home exudes coastal comfort from the moment you walk in. Overlooking the spacious living room, the well-appointed kitchen is equipped with white cabinets, stainless steel appliances, sleek quartz countertops, and a pantry for ample storage. Through the rear door is a covered and screened lanai with tranquil pond views, creating a relaxing place to unwind. Escape to the second-floor primary sanctuary, complete with an en-suite that includes an expansive vanity with dual sinks, a tiled shower, and a walk-in closet. Two additional bedrooms on the second level share a jack-and-jill bathroom. A first floor bedroom and full bathroom is ideal for guests.

Supplements: The 2-car attached garage has epoxy floors, perfect for housing your wheeled toys or beach toys.Enjoy all of the amenities the Beachwalk lifestyle has to offer. Experience kayaking or paddle boarding in the breathtaking 14-acre Crystal Lagoon. Swim beachside along the swim-up bar or slide down the two 40-foot waterslides. Additional amenities inclu ... (Read more)

Listing Details MLS# 2039691

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2090
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 234
Association Fee Frequency: Monthly
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3740.25
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From CR 210, enter the Western Entrance of Beachwalk. Turn Left onto Albany Bay Blvd, Left onto Killarney.
Public Remarks: Welcome to this inviting 2-story home nestled in Northeast Florida's premier lifestyle community of Beachwalk. With over 2000 square feet, this true 4 bedroom, 3 full bathroom home exudes coastal comfort from the moment you walk in. Overlooking the spacious living room, the well-appointed kitchen is equipped with white cabinets, stainless steel appliances, sleek quartz countertops, and a pantry for ample storage. Through the rear door is a covered and screened lanai with tranquil pond views, creating a relaxing place to unwind. Escape to the second-floor primary sanctuary, complete with an en-suite that includes an expansive vanity with dual sinks, a tiled shower, and a walk-in closet. Two additional bedrooms on the second level share a jack-and-jill bathroom. A first floor bedroom and full bathroom is ideal for guests.
List Price/SqFt: 214.83
Sold Price/SqFt: 197.37

Property Features

Architectural Style: Traditional Levels: Two Appliances: Gas Range; Microwave; Refrigerator Interior Features: Breakfast Nook; Ceiling Fan(s); Jack and Jill Bath; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Electricity Connected; Natural Gas Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Tennis Court(s) Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-07-29

Location Tax and Legal

Street Number: 109
Street Name: KILLARNEY
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Beachwalk

Status Change Information

Major Change Timestamp: 2025-06-18T19:06:53Z
Major Change Type: Status Change
Price Change Timestamp: 2025-04-02T15:10:01Z
Purchase Contract Date: 2025-05-21
Close Date: 2025-06-18
Close Price: 412500

DPR Eligible

DPR Eligible: No

More Information

Listing Office: CENTURY 21 LIGHTHOUSE REALTY

Last Updated: May - 20 - 2026

Information deemed reliable but not guaranteed.