Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

109 EARLSTON Way, St. Johns, FL 32259 (MLS# 2170376)

109 EARLSTON Way, St. Johns, FL 32259

$679,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,148 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $679,000 List Date: 10/22/2026 Last Modified: 10/22/2026

Overview

Description

Welcome to 109 Earlston Way in Durbin Crossing, ideally located in the heart of St. Johns County on a quiet cul-de-sac. This spacious home offers five bedrooms, a dedicated office, a loft, and four full bathrooms, with plenty of room to spread out. The open kitchen flows into generous dining and living areas, where a wood-burning fireplace creates a warm focal point. Enjoy outdoor living on the paved lanai, complete with a fire pit and a fenced backyard with plenty of space to add a pool. A convenient pool bath makes future backyard entertaining easy. Inside, the home offers a flexible layout suited to everyday living, work, and guests. An updated HVAC system adds comfort, and a brand-new roof is scheduled for completion. Enjoy the space, privacy, and community amenities of Durbin Crossing, all in a convenient St. Johns County location.

Listing Details MLS# 2170376

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3148
Living Area Source: Appraiser
Year Built: 2007
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2412.14
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95 S and FL-9B to St Johns Pkwy in St. Johns County. Take the St. Johns Pkwy exit from FL-9B Take Longleaf Pine Pkwy and S Durbin Pkwy to Earlston Way.
Public Remarks: Welcome to 109 Earlston Way in Durbin Crossing, ideally located in the heart of St. Johns County on a quiet cul-de-sac. This spacious home offers five bedrooms, a dedicated office, a loft, and four full bathrooms, with plenty of room to spread out. The open kitchen flows into generous dining and living areas, where a wood-burning fireplace creates a warm focal point. Enjoy outdoor living on the paved lanai, complete with a fire pit and a fenced backyard with plenty of space to add a pool. A convenient pool bath makes future backyard entertaining easy. Inside, the home offers a flexible layout suited to everyday living, work, and guests. An updated HVAC system adds comfort, and a brand-new roof is scheduled for completion. Enjoy the space, privacy, and community amenities of Durbin Crossing, all in a convenient St. Johns County location.
List Price/SqFt: 215.69

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Jack and Jill Bath; Kitchen Island; Open Floorplan; Primary Bathroom - Tub with Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: In Unit; Sink Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units Heating: Central; Electric Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Stucco Exterior Features: Fire Pit Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Community Pool; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-15

Location Tax and Legal

Street Number: 109
Street Name: EARLSTON
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-10-22T13:52:23Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: HERRON REAL ESTATE LLC

Last Updated: October - 22 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare