Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1088 SPANISH BAY Court, Orange Park, FL 32065 (MLS# 2169783)

1088 SPANISH BAY Court, Orange Park, FL 32065

$634,900

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,415 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $634,900 List Date: 10/17/2026 Last Modified: 10/22/2026

Overview

Description

MUST SEE!! HOME IS LOADED W/ UPGRADES! 5-Bed 4-Bath, 3-CAR GARAGE with EXTENDED BAY. EV Charging Station. Epoxy Floors w/ Motorized Screens makes AND MINI SPLIT! EXTENDED Kitchen features MARBLE Countertops. Enhanced Glass-Front Cabinetry, OVERSIZED Island. Pendant Lighting. Microwave/Convection combo. NEWER dishwasher. ENTERTAIN in this OPEN CONCEPT with Coffered Ceiling, Fireplace & Intergrated TWO-ZONE SURROUND SOUND. LUXURY CHANDELIER in the Dining Area. MATER SUITE w/ EXTENDED Bay Window, Step Ceiling, Garden Tub & Walk-in Shower. Upstairs BONUS ROOM w/ it's own WET BAR, Bedroom and Bathroom. Laundry Room has Cabinetry& Marble countertop. Live the Eagle Landing lifestyle: 18-hole Clyde Johnston championship golf course, The Landing Bar & Grill, a Swim Park w/ Water Playground, Waterslide, Lap & Competition Pools, 12 lighted Tennis Courts, Athletic Center w/ Full Gym, Two Dog Parks, a 5-acre Lake w/ Walking Trails, Soccer Fields, Playgrounds, an Amphitheater & SO much more!

Supplements: HVAC System w/Active Maintenance Agreement. Water Replace Approx. 2 yrs ago. Upgraded Microwave 2025. Upgraded Dishwasher 2024. Exterior Professionally Painted March 2026. TV Mounts.

Listing Details MLS# 2169783

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3415
Living Area Source: Public Records
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 60
Association Fee Frequency: Annually
Association Name: Freedom Community Management
Association Phone: 904-490-8191
CDD Fee YN: Yes
CDD Fee Amount: 3452.79
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: 2
Senior Community YN: No
Direction Faces: West
Directions: from I-295/Blanding Blvd: Take Argyle Forest Boulevard (Oakleaf Plantation Parkway) for 8.9 miles to Right at Eagle Landing's entrance (Eagle Landing Pkwy). Straight on Eagle Landing Pkwy to Autumn Pines, take Autumn Pines to Spanish Bay Court, house on the right.
Public Remarks: MUST SEE!! HOME IS LOADED W/ UPGRADES! 5-Bed 4-Bath, 3-CAR GARAGE with EXTENDED BAY. EV Charging Station. Epoxy Floors w/ Motorized Screens makes AND MINI SPLIT! EXTENDED Kitchen features MARBLE Countertops. Enhanced Glass-Front Cabinetry, OVERSIZED Island. Pendant Lighting. Microwave/Convection combo. NEWER dishwasher. ENTERTAIN in this OPEN CONCEPT with Coffered Ceiling, Fireplace & Intergrated TWO-ZONE SURROUND SOUND. LUXURY CHANDELIER in the Dining Area. MATER SUITE w/ EXTENDED Bay Window, Step Ceiling, Garden Tub & Walk-in Shower. Upstairs BONUS ROOM w/ it's own WET BAR, Bedroom and Bathroom. Laundry Room has Cabinetry& Marble countertop. Live the Eagle Landing lifestyle: 18-hole Clyde Johnston championship golf course, The Landing Bar & Grill, a Swim Park w/ Water Playground, Waterslide, Lap & Competition Pools, 12 lighted Tennis Courts, Athletic Center w/ Full Gym, Two Dog Parks, a 5-acre Lake w/ Walking Trails, Soccer Fields, Playgrounds, an Amphitheater & SO much more!
List Price/SqFt: 185.92

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 7 Months; 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Electric Range; Freezer; Microwave; Refrigerator Fireplace Features: Electric Interior Features: Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s); Wet Bar Flooring: Carpet; Plank in Flooring; Tile Laundry Features: Electric Dryer Hookup Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Security Features: Smoke Detector(s) Construction Materials: Stone; Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage Door Opener Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Wrought Iron Current Use: Single Family Association Amenities: Basketball Court; Boat Dock; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Jogging Path; Pickleball; Playground; Racquetball; Tennis Court(s) Community Features: Curbs; Fishing; Gated; Restaurant; Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 4; Bathroom 5; Bonus Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-14

Location Tax and Legal

Street Number: 1088
Street Name: SPANISH BAY
Street Suffix: Court
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Eagle Landing

Status Change Information

Major Change Timestamp: 2026-10-17T22:00:57Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bathroom 4 Level: Second

Room Information

Room Name	Level
Bathroom 4	Second
Bathroom 5
Bonus Room

Documents

Golf & Restaurant Policies & Procedures ›

Adopted Budget 2027 ›

Listing Office: DOORVINE REALTY LLC

Last Updated: October - 22 - 2026

Information deemed reliable but not guaranteed.