Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1088 HOLLY OAKS Court, St. Johns, FL 32259 (MLS# 2067700)

1088 HOLLY OAKS Court, St. Johns, FL 32259

$925,000

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,260 Lot Size (sq. ft.): 41,818 Status: Closed

Current Price: $925,000 List Date: 1/31/2025 Last Modified: 5/06/2026

Overview

Description

Rare opportunity to live in the heart of Fruit Cove in a gated community, on .96 acre, with a salt water pool, dock and boat slip. Home is located in a very quaint and private gated community with only 8 houses. Exceptionally short walk from your driveway to the shared dock that has your own boat slip located on the Saint Johns River. Come home and jump on your boat for a quick trip or just walk down the dock and relax with a picturesque sunset in the evenings.

Supplements: Beautiful newly updated 4-bedrooms, 2-bathroom home that displays an open functional layout. Remodeled with luxury vinyl floors, a bright and airy kitchen with white shaker cabinets, quarts counter tops, and a farmhouse sink. Ideal and inviting for all to enjoy and gather. Newly updated bathrooms with great natural light. The aesthetically pleasing ... (Read more)

Listing Details MLS# 2067700

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2260
Living Area Source: Appraiser
Year Built: 1992
Lot Size Acres: 0.96
Association YN: Yes
Association Fee: 1400
Association Fee Frequency: Semi-Annually
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-295 Head South on San Jose go over the Julington Creek bridge and continue south on SR13. Take a right on Fruit Cove Rd. and a Right into Holly Oaks Ct. Home is on the left right before arriving at cul-de-sac.
Public Remarks: Rare opportunity to live in the heart of Fruit Cove in a gated community, on .96 acre, with a salt water pool, dock and boat slip. Home is located in a very quaint and private gated community with only 8 houses. Exceptionally short walk from your driveway to the shared dock that has your own boat slip located on the Saint Johns River. Come home and jump on your boat for a quick trip or just walk down the dock and relax with a picturesque sunset in the evenings.
List Price/SqFt: 431.42
Sold Price/SqFt: 409.29

Property Features

Levels: One Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Common Area; Accessible Doors; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen; Accessible Kitchen Appliances; Accessible Washer/Dryer; Common Area; Visitor Bathroom Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Gas Cooktop; Gas Oven; Gas Water Heater; Instant Hot Water; Refrigerator; Tankless Water Heater; Water Softener Owned Fireplace Features: Gas Interior Features: Ceiling Fan(s); Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Vinyl Utilities: Propane Cooling: Central Air Heating: Central; Electric; Hot Water; Propane Water Source: Well Sewer: Aerobic Septic Security Features: Carbon Monoxide Detector(s); Entry Phone/Intercom; Fire Alarm; Security Gate; Security Lights; Security System Leased; Security System Owned; Smoke Detector(s) Construction Materials: Brick Other Structures: Shed(s) Exterior Features: Boat Slip; Dock; Fire Pit; Outdoor Shower Patio And Porch Features: Front Porch; Patio; Rear Porch; Screened Pool Features: In Ground; Electric Heat; Fenced; Heated; Salt Water; Waterfall Spa Features: Heated; In Ground Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener; RV Access/Parking Lot Features: Cleared; Cul-De-Sac; Dead End Street; Drainage Canal; Sprinklers In Front; Sprinklers In Rear Water Body Access Type: Community; Navigable; Owned; Shared Fencing: Back Yard Current Use: Multi-Family Association Amenities: Boat Dock; Boat Slip; Gated Association Fee Includes: Maintenance Grounds; Security Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-01-31

Location Tax and Legal

Street Number: 1088
Street Name: HOLLY OAKS
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Holly Oaks

Status Change Information

Major Change Timestamp: 2025-04-13T13:02:25Z
Major Change Type: Status Change
Purchase Contract Date: 2025-03-02
Close Date: 2025-04-11
Close Price: 925000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: WEAVER REALTY GROUP, INC.

Last Updated: May - 06 - 2026

Information deemed reliable but not guaranteed.