Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10824 W WINDY GALE Drive W, Jacksonville, FL 32218 (MLS# 2161818)

10824 W WINDY GALE Drive W, Jacksonville, FL 32218

$389,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,860 Lot Size (sq. ft.): 71,874 Status: Pending

Current Price: $389,000 List Date: 9/22/2026 Last Modified: 10/23/2026

Overview

Description

Room to breathe in North Jacksonville! Set on approximately 1.65 acres, this all-brick ranch offers 3 bedrooms, 2 full bathrooms, 1,860 square feet, a two-car garage, plus two other buildings. The sprawling corner lot features a large stocked pond and backs to a wooded buffer, creating a peaceful setting with space, privacy and possibilities--all without leaving the city behind. With no HOA, there is added freedom to enjoy the property and make it your own. Whether you envision quiet mornings by the pond, room for outdoor hobbies or simply more space between you and your neighbors, this distinctive property offers a lifestyle that is increasingly difficult to find in Jacksonville.

Listing Details MLS# 2161818

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1860
Living Area Source: Assessor
Year Built: 1969
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 1.65
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: From Lem Turner, turn onto Capper, then left on Windy Gale.
Public Remarks: Room to breathe in North Jacksonville! Set on approximately 1.65 acres, this all-brick ranch offers 3 bedrooms, 2 full bathrooms, 1,860 square feet, a two-car garage, plus two other buildings. The sprawling corner lot features a large stocked pond and backs to a wooded buffer, creating a peaceful setting with space, privacy and possibilities--all without leaving the city behind. With no HOA, there is added freedom to enjoy the property and make it your own. Whether you envision quiet mornings by the pond, room for outdoor hobbies or simply more space between you and your neighbors, this distinctive property offers a lifestyle that is increasingly difficult to find in Jacksonville.
List Price/SqFt: 209.14

Property Features

Architectural Style: Ranch Levels: One Appliances: Electric Oven; Refrigerator Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Construction Materials: Brick Parking Features: Garage Lot Features: Corner Lot; Cul-De-Sac View: Pond; Trees/Woods Waterfront Features: Pond Fencing: Back Yard Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-22

Location Tax and Legal

Street Number: 10824
Street Direction Prefix: W
Street Name: WINDY GALE
Street Suffix: Drive
Street Direction Suffix: W
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: Windy Gale

Status Change Information

Major Change Timestamp: 2026-10-23T17:28:47Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-23

DPR Eligible

DPR Eligible: No

More Information

Listing Office: BOLD CITY REAL ESTATE LLC

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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