Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

108 CHATSWORTH Drive, St. Johns, FL 32259 (MLS# 2139074)

108 CHATSWORTH Drive, St. Johns, FL 32259

$755,000

Virtual Tour

https://www.zillow.com/view-imx/fdb629e4-e549-4645-ba31-154489eff7fc?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

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2nd_floor_108_chatsworth_drive_saint_joh

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,996 Lot Size (sq. ft.): 14,375 Status: Closed

Current Price: $755,000 List Date: 4/15/2026 Last Modified: 5/13/2026

Overview

Description

Beautifully updated home on a private lot just steps from Durbin amenities and less than a mile to Patriot Oaks Academy--offering exceptional value in Durbin Crossing. Major upgrades include a new roof, freshly painted interior and exterior, paid-off solar panels, and the CDD bond already paid off. Designed with multigenerational living in mind, the main level features a primary suite w/luxurious bath, a private guest bedroom with full bath, AND a dedicated office, plus a downstairs bonus/game room. Interior highlights include newer laminate wood flooring and brand-new carpet. Energy-efficient features include a 12kW solar system, hybrid water heater, shallow well for irrigation, and Level 2 EV charger--designed to support lower, more predictable utility costs. Enjoy a glass-enclosed Florida room plus an expansive screened paved patio and additional covered lanai--ideal for relaxing and entertaining. 3-car garage gives plenty of room for parking or storage. Don't miss out on this one!

Listing Details MLS# 2139074

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3996
Living Area Source: Public Records
Year Built: 2008
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.33
Association YN: Yes
Association Fee: 69.25
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1810.11
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: From 9B, turn right on St. Johns Parkway, to left at Longleaf Pine Parkway, left on S. Durbin Parkway, to left on Chatsworth Drive. Home on left.
Public Remarks: Beautifully updated home on a private lot just steps from Durbin amenities and less than a mile to Patriot Oaks Academy--offering exceptional value in Durbin Crossing. Major upgrades include a new roof, freshly painted interior and exterior, paid-off solar panels, and the CDD bond already paid off. Designed with multigenerational living in mind, the main level features a primary suite w/luxurious bath, a private guest bedroom with full bath, AND a dedicated office, plus a downstairs bonus/game room. Interior highlights include newer laminate wood flooring and brand-new carpet. Energy-efficient features include a 12kW solar system, hybrid water heater, shallow well for irrigation, and Level 2 EV charger--designed to support lower, more predictable utility costs. Enjoy a glass-enclosed Florida room plus an expansive screened paved patio and additional covered lanai--ideal for relaxing and entertaining. 3-car garage gives plenty of room for parking or storage. Don't miss out on this one!
List Price/SqFt: 187.69
Sold Price/SqFt: 188.94

Property Features

Architectural Style: Contemporary; Multi Generational Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Exterior Features: Fire Pit Patio And Porch Features: Covered; Front Porch; Glass Enclosed; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Electric Vehicle Charging Station(s); Garage Door Opener Lot Features: Dead End Street; Sprinklers In Front; Sprinklers In Rear; Wooded View: Trees/Woods Current Use: Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Gated; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan