Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

108 BORACAY Circle, St. Johns, FL 32259 (MLS# 2008027)

108 BORACAY Circle, St. Johns, FL 32259

$370,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,750 Lot Size (sq. ft.): 3,920 Status: Closed

Current Price: $370,000 List Date: 2/09/2024 Last Modified: 4/17/2026

Overview

Description

Tucked away in the Grand Isle section of Beachwalk, this nearly new home features a spacious kitchen with quartz countertops and stainless steel appliances. Tiled flooring thru out the 1st floor with upgraded carpeting on the second floor. The expansive primary suite features a generous walk-in closet and a well-appointed bathroom featuring a tiled shower and dual vanities. Transition seamlessly to the screened-in lanai, providing tranquil pond views. This home is just waiting for it's new owners and the Seller has included a 1 year Home Warranty.

Listing Details MLS# 2008027

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1750
Living Area Source: Public Records
Year Built: 2021
Lot Size Acres: 0.09
Association YN: Yes
Association Fee: 340.83
Association Fee Frequency: Monthly
Association Fee 2 Frequency: Monthly
Association Name: TPAM
Association Phone: 904-295-3921
CDD Fee YN: Yes
CDD Fee Amount: 2183
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From 95, Take CR 210 Exit, Go East on CR 210, Turn left into first Beachwalk entrance, take 2nd left onto Albany Bay, take right onto Boracay Circle to 108! Make sure to see Beachwalk Club & Lagoon al
Public Remarks: Tucked away in the Grand Isle section of Beachwalk, this nearly new home features a spacious kitchen with quartz countertops and stainless steel appliances. Tiled flooring thru out the 1st floor with upgraded carpeting on the second floor. The expansive primary suite features a generous walk-in closet and a well-appointed bathroom featuring a tiled shower and dual vanities. Transition seamlessly to the screened-in lanai, providing tranquil pond views. This home is just waiting for it's new owners and the Seller has included a 1 year Home Warranty.
List Price/SqFt: 211.43
Sold Price/SqFt: 211.43

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave Interior Features: Open Floorplan; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Parking Features: Garage View: Pond; Protected Preserve Current Use: Residential Association Amenities: Community Pool Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection

Contract Information

Property Sub Type: Townhouse
Listing Contract Date: 2024-01-17

Location Tax and Legal

Street Number: 108
Street Name: BORACAY
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Grand Isle At Beachwalk

Status Change Information

Major Change Timestamp: 2024-04-22T15:44:03Z
Major Change Type: Status Change
Price Change Timestamp: 2024-02-27T16:36:34Z
Purchase Contract Date: 2024-03-09
Close Date: 2024-04-09
Close Price: 370000

DPR Eligible

DPR Eligible: No

More Information

Documents

HOA Executed Doc ›

Seller Property Disclosure ›

Listing Office: LPT REALTY LLC

Last Updated: April - 17 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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