Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10731 LUANA Drive N, Jacksonville, FL 32246 (MLS# 2170037)

10731 LUANA Drive N, Jacksonville, FL 32246

$315,000

Virtual Tour

https://my.matterport.com/show/?m=zk42prhDoGh&mls=1

Single Family Home Landscape Shed Secure

Loads of space & storage in this kitchen

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,697 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $315,000 List Date: 10/20/2026 Last Modified: 10/30/2026

Overview

Description

Freshly updated and ready to welcome you home! This 4-bedroom, 2-bath Sandalwood home offers 1,696 square feet of comfortable living space with fresh interior and exterior paint, new luxury vinyl plank flooring and updated bathrooms. Enjoy the flexibility of separate living and dining rooms, plus a spacious family room with a wood-burning fireplace. The kitchen offers a breakfast nook and pantry, while the split-bedroom layout provides added privacy. Outside, relax on the covered porch overlooking the newly fenced backyard, complete with a storage shed and additional gated parking for your boat, camper or work truck. No HOA or CDD fees! Conveniently located on Jacksonville's Southside, close to shopping, dining, healthcare, major employment centers, parks and entertainment, with easy access to Downtown and the Beaches. A fresh start in an established neighborhood!

Listing Details MLS# 2170037

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1697
Living Area Source: Public Records
Year Built: 1971
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Lot Size Dimensions: 75x88x76x88
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: South
Directions: From I-295 N exit onto St John's Bluff Rd. Go right from the exit onto St John's Bluff Rd. Turn right onto Bahia Dr Turn right onto Kusaie Dr to Luana Dr N. Turn Left on Luana, property will be on the left.
Public Remarks: Freshly updated and ready to welcome you home! This 4-bedroom, 2-bath Sandalwood home offers 1,696 square feet of comfortable living space with fresh interior and exterior paint, new luxury vinyl plank flooring and updated bathrooms. Enjoy the flexibility of separate living and dining rooms, plus a spacious family room with a wood-burning fireplace. The kitchen offers a breakfast nook and pantry, while the split-bedroom layout provides added privacy. Outside, relax on the covered porch overlooking the newly fenced backyard, complete with a storage shed and additional gated parking for your boat, camper or work truck. No HOA or CDD fees! Conveniently located on Jacksonville's Southside, close to shopping, dining, healthcare, major employment centers, parks and entertainment, with easy access to Downtown and the Beaches. A fresh start in an established neighborhood!
List Price/SqFt: 185.62

Property Features

Architectural Style: Ranch; Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Electric Range Fireplace Features: Wood Burning Interior Features: Eat-in Kitchen; His and Hers Closets; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms Flooring: Laminate; Wood Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Electric Water Source: Public Sewer: Public Sewer Construction Materials: Concrete Other Structures: Shed(s) Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Additional Parking; Off Street Fencing: Back Yard; Fenced; Wood Current Use: Residential; Single Family Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-19

Location Tax and Legal

Street Number: 10731
Street Name: LUANA
Street Suffix: Drive
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Sandlewood

Status Change Information

Major Change Timestamp: 2026-10-20T16:44:39Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Living Room Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width
Living Room	First	13.33	13.50
Dining Room	First	11.37	9.91
Family Room	First	19.00	12.50
Kitchen	First	13.60	13.00
Primary Bedroom	First	21.69	11.69
Bedroom 2	First	9.30	10.21
Bedroom 3	First	7.10	9.20
Bedroom 4	First	8.80	13.10

Documents

Luana Dr - Feature list ›

Luana Dr - Property Disclosure ›

Luana Dr - Flood Disclosure ›

Luana - Lead Based Paint ›

Luana - Closing / Title Info ›

Listing Office: KELLER WILLIAMS ST JOHNS

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.