Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10704 SPURS Court, Jacksonville, FL 32257 (MLS# 2168849)

10704 SPURS Court, Jacksonville, FL 32257

$325,000

Spacious Living Room - Digitally Enhanced

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,710 Lot Size (sq. ft.): 16,553 Status: Active Under Contract

Current Price: $325,000 List Date: 10/12/2026 Last Modified: 10/28/2026

Overview

Description

Welcome home to this charming 3-bedroom, 2-bathroom home nestled in a quiet, established neighborhood with NO HOA! Offering a comfortable and functional layout, this home features spacious living areas, a welcoming kitchen with ample cabinetry, and plenty of room to relax or entertain. Step outside to enjoy the enclosed Florida room, perfect for morning coffee, unwinding after a long day, or enjoying views of the backyard year-round. The spacious, fully fenced backyard offers plenty of room for outdoor gatherings, gardening, pets, or simply enjoying your own private retreat. Centrally located near shopping, dining, schools, and major roadways, this home offers the perfect balance of convenience, comfort, and peaceful neighborhood living. With no HOA restrictions and room to make it your own, this is a wonderful opportunity you don't want to miss!

Listing Details MLS# 2168849

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1710
Living Area Source: Public Records
Year Built: 1983
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.38
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From 295 go North on Old St Augustine to Right on Losco Rd. Then Left on Lippizan Dr. to Right onto Pergan Ct. then Left onto Lippizan Ct. to Right onto Thoroughbred Ct. then Left onto Spurs Ct.
Public Remarks: Welcome home to this charming 3-bedroom, 2-bathroom home nestled in a quiet, established neighborhood with NO HOA! Offering a comfortable and functional layout, this home features spacious living areas, a welcoming kitchen with ample cabinetry, and plenty of room to relax or entertain. Step outside to enjoy the enclosed Florida room, perfect for morning coffee, unwinding after a long day, or enjoying views of the backyard year-round. The spacious, fully fenced backyard offers plenty of room for outdoor gatherings, gardening, pets, or simply enjoying your own private retreat. Centrally located near shopping, dining, schools, and major roadways, this home offers the perfect balance of convenience, comfort, and peaceful neighborhood living. With no HOA restrictions and room to make it your own, this is a wonderful opportunity you don't want to miss!
List Price/SqFt: 190.06

Property Features

Architectural Style: Ranch; Traditional Appliances: Dishwasher; Electric Oven; Refrigerator Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage Fencing: Fenced; Wood Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-12

Location Tax and Legal

Street Number: 10704
Street Name: SPURS
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32257
MLS Area Major: 013-Beauclerc/Mandarin North
Subdivision Name: Hunters Point

Status Change Information

Major Change Timestamp: 2026-10-28T12:08:42Z
Major Change Type: Status Change
Contingency: Active Under Contract
Contingent Date: 2026-10-27

DPR Eligible

DPR Eligible: Yes

More Information

Documents

FLOOD DISCLOSURE ›

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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