Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10603 SCOTTSDALE Court, Jacksonville, FL 32222 (MLS# 2170989)

10603 SCOTTSDALE Court, Jacksonville, FL 32222

$360,000

Front Edge Lighting / App Controlled, Safety & Festive

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,158 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $360,000 List Date: 10/27/2026 Last Modified: 11/01/2026

Overview

Description

SAVE HUNDREDS PER MONTH by assuming the remaining VA loan at a 5.125% interest rate w/ a $341K balance! VACANT & MOVE-IN READY! Beautiful home w/ fresh interior paint & 1,670 sq ft w/ 3BR/2BA, split floor plan, plus a 2-car garage on a cul-de-sac lot in the golf course community of Bent Creek. Functional floor plan boasts high ceilings, formal dining, golf course views, & a spacious family room anchored by an original brick fireplace. Full kitchen w/ breakfast nook & all appliances included! Serene backyard views—ideal for a primary residence, military relocation, or turnkey addition to your investment portfolio. Prime location near shopping, dining, & major roads w/ low overhead. Seize this rare golf-community assumption opportunity today!

Listing Details MLS# 2170989

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1670
Living Area Source: Assessor
Building Area Total: 2158
Year Built: 1992
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 646
Association Fee Frequency: Annually
Association Name: Bent Creek HOA (The Cam Team)
Association Phone: (904) 278-2338
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: From FL-23 (toll road), take exit 41, go East on 103rd Street (FL-134 E), turn Right onto Piper Glen Blvd, enter Bent Creek Golf Community, follow .9mi to Scottsdale Ct. Home on Right #10603, corner lot.
Public Remarks: SAVE HUNDREDS PER MONTH by assuming the remaining VA loan at a 5.125% interest rate w/ a $341K balance! VACANT & MOVE-IN READY! Beautiful home w/ fresh interior paint & 1,670 sq ft w/ 3BR/2BA, split floor plan, plus a 2-car garage on a cul-de-sac lot in the golf course community of Bent Creek. Functional floor plan boasts high ceilings, formal dining, golf course views, & a spacious family room anchored by an original brick fireplace. Full kitchen w/ breakfast nook & all appliances included! Serene backyard views—ideal for a primary residence, military relocation, or turnkey addition to your investment portfolio. Prime location near shopping, dining, & major roads w/ low overhead. Seize this rare golf-community assumption opportunity today!
List Price/SqFt: 215.57

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Open Floorplan; Pantry; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Sink; Washer Hookup Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener; On Street Lot Features: Corner Lot; Cul-De-Sac; Dead End Street; On Golf Course View: Golf Course; Trees/Woods Fencing: Wood Current Use: Golf Course; Residential; Single Family Association Amenities: Clubhouse; Community Pool; Golf Course; Jogging Path; Maintenance Structure; Management - Off Site; Park; Playground Association Fee Includes: Maintenance Grounds; Other Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Room Types: Primary Bathroom; Primary Bedroom