Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

106 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2152681)

106 RUM RUNNER Way, St. Johns, FL 32259

$664,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,083 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $664,000 List Date: 6/27/2026 Last Modified: 10/13/2026

Overview

Description

Experience the best of Beachwalk living in this exceptional resort-style townhome, ideally located in Atlantica Isles-a gated enclave within the Beachwalk community. With over 3,000 square feet, this spacious 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and everyday luxury. Inside, you'll find an inviting open floor plan designed for both relaxed living and effortless entertaining. The kitchen is timeless and well-appointed, featuring generous counter space, ample storage, and an elegant design that flows seamlessly into the main living areas. A striking staircase serves as a beautiful focal point, enhancing the home's thoughtful layout. Upstairs, the oversized owner's suite lives like a private retreat, complete with a built-in wet bar and access to a sprawling balcony overlooking peaceful pond views, where the sound of the water creates a calm, serene setting. The spa-like bathroom offers an oversized shower and spacious walk-in closets.

Supplements: Step outside to the paved back patio and take in the quiet surroundings--perfect for unwinding or enjoying a morning coffee. Tucked within the community, this home offers a rare sense of privacy and tranquility. Meticulously maintained and in pristine, like-new condition, this home is truly move-in ready. Living in Beachwalk means enjoying unmatche ... (Read more)

Listing Details MLS# 2152681

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3083
Living Area Source: Appraiser
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 1626
Association Fee Frequency: Quarterly
Association Fee 2: 335.48
Association Fee 2 Frequency: Monthly
Association Name: Atlantica Isles
CDD Fee YN: Yes
CDD Fee Amount: 4283
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: CR210 west off of I-95. Turn left into Beachwalk at first stop light. Go down to Atlantica Isles gated entry on your right. That is Rum Runner so follow down to #106. Home will be on the righ
Public Remarks: Experience the best of Beachwalk living in this exceptional resort-style townhome, ideally located in Atlantica Isles-a gated enclave within the Beachwalk community. With over 3,000 square feet, this spacious 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and everyday luxury. Inside, you'll find an inviting open floor plan designed for both relaxed living and effortless entertaining. The kitchen is timeless and well-appointed, featuring generous counter space, ample storage, and an elegant design that flows seamlessly into the main living areas. A striking staircase serves as a beautiful focal point, enhancing the home's thoughtful layout. Upstairs, the oversized owner's suite lives like a private retreat, complete with a built-in wet bar and access to a sprawling balcony overlooking peaceful pond views, where the sound of the water creates a calm, serene setting. The spa-like bathroom offers an oversized shower and spacious walk-in closets.
List Price/SqFt: 215.37

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Gas Cooktop; Gas Range; Tankless Water Heater; Water Softener Owned Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Upper Level Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Exterior Features: Balcony Patio And Porch Features: Covered Parking Features: Attached; Garage View: Pond; Water Waterfront Features: Pond Current Use: Residential Association Amenities: Beach Access; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Park; Playground; Tennis Court(s) Community Features: Gated Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan