106 BAY Street, Neptune Beach, FL 32266 (MLS# 2152719)

106 BAY Street, Neptune Beach, FL 32266

New Listing
$2,890,000
Property Type: Residential Bedrooms: 8 Baths: 5 Square Footage: 4,844 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $2,890,000 List Date: 6/27/2026 Last Modified: 6/27/2026

Overview

Description

Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property consists of five updated residences, with up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.

Supplements: Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.

Listing Details MLS# 2152719

General Property Information

Bedrooms Total
8
Bathrooms Full
5
Bathrooms Total
5
Living Area
4844
Living Area Source
Public Records
Year Built
1933
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.17
Lot Size Dimensions
120 x 60
Association YN
No
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
No
Carport YN
No
Pool Private YN
No
Water Body Access YN
No
Waterfront YN
No
Furnished
Unfurnished
Stories
3
Entry Level
Yes
Senior Community YN
No
Direction Faces
South
Directions
JTB to A1A North. Enter Neptune Beach, right onto Bay St. Home on the left, second back from the ocean
Public Remarks
Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property consists of five updated residences, with up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.
List Price/SqFt
596.61
Bathrooms Half
0

Property Features

Architectural Style: Multi Generational; Traditional Levels: Three Or More Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Primary Bathroom - Tub with Shower Flooring: Tile Laundry Features: Electric Dryer Hookup; Lower Level Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Multi Units; Split System; Varies by Unit; Wall/Window Unit(s) Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Wood Siding Exterior Features: Balcony; Courtyard Patio And Porch Features: Deck; Front Porch; Porch; Side Porch Roof: Membrane; Shingle Parking Features: Parking Lot; Unassigned Lot Features: Dead End Street View: Beach; Ocean; Water Fencing: Back Yard; Block; Fenced; Privacy; Other Current Use: Multi-Family; Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-06-27

Location Tax and Legal

Street Number
106
Street Name
BAY
Street Suffix
Street
County
Duval
State
FL
Postal Code
32266
MLS Area Major
221-Neptune Beach-East
Subdivision Name
Neptune Beach

Status Change Information

Major Change Timestamp
2026-06-27T15:10:12Z
Major Change Type
New Listing

Fireplace Features

Fireplaces Total
Yes
Wood Burning
Yes

More Information

DPR Eligible

DPR Eligible
No

Location, Tax, and Legal

Country
US
Parcel Number
1726800000
Tax Annual Amount
3024.26
Tax Year
2025
Tax Legal Description
2-12 21-2S-29E .175 NEPTUNE S1/2 LOTS 3 4 W 7FT OF

Appliances

Dishwasher
Yes
Electric Oven
Yes
Electric Range
Yes
Electric Water Heater
Yes
Freezer
Yes
Microwave
Yes
Refrigerator
Yes

Construction Materials

Frame
Yes
Wood Siding
Yes

Cooling

Central Air
Yes
Electric
Yes
Multi Units
Yes
Split System
Yes
Varies by Unit
Yes
Wall/Window Unit(s)
Yes

Current Use

Multi-Family
Yes
Residential
Yes

Exterior Features

Balcony
Yes
Courtyard
Yes

Fencing

Back Yard
Yes
Block
Yes
Fenced
Yes
Privacy
Yes
Other
Yes

Flooring

Tile
Yes

Heating

Central
Yes
Electric
Yes

Laundry Features

Electric Dryer Hookup
Yes
Lower Level
Yes

Levels

Three Or More
Yes

Listing Terms

Cash
Yes
Conventional
Yes

Lot Features

Dead End Street
Yes

Parking Features

Parking Lot
Yes
Unassigned
Yes

Possession

Close Of Escrow
Yes

Road Frontage Type

City Street
Yes

Road Surface Type

Asphalt
Yes

Roof

Membrane
Yes
Shingle
Yes

Sewer

Public Sewer
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Sewer Connected
Yes
Water Connected
Yes

View

Beach
Yes
Ocean
Yes
Water
Yes

Water Source

Public
Yes

Architectural Style

Multi Generational
Yes
Traditional
Yes

Patio And Porch Features

Deck
Yes
Front Porch
Yes
Porch
Yes
Side Porch
Yes

Interior Features

Ceiling Fan(s)
Yes
Primary Bathroom - Tub with Shower
Yes

Property Condition

Updated/Remodeled
Yes
Listing Office: DOUGLAS ELLIMAN FLORIDA
Source MLS Verified
Last Updated: June - 27 - 2026
Information deemed reliable but not guaranteed.

Compare listings

Compare