Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1053 ANCHOR Road, St. Johns, FL 32259 (MLS# 2078825)

1053 ANCHOR Road, St. Johns, FL 32259

$1,160,000

Virtual Tour

https://www.zillow.com/view-imx/c4cb90b9-1559-4e9f-8fb1-fc33a17c65f1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,857 Lot Size (sq. ft.): 20,038 Status: Closed

Current Price: $1,160,000 List Date: 4/03/2025 Last Modified: 4/15/2026

Overview

Description

Live the River Life! Nestled on a private ravine surrounded by nature, this custom-built brick pool home comes with one of the highly desirable boat slips at the community dock! The home, tucked beneath a canopy of trees, sits at the end of a quiet cul-de-sac and blends luxury with exceptional quality in finishes and design. Concrete block construction, featuring 4 spacious bedrooms, 3 baths, office, and a side entry 3-car garage. Gourmet kitchen has gone through a stunning renovation with sparkling Quartz countertops and oversized island with plenty of seating. Sub-zero refrigerator, Wolf and Viking appliances, induction cooktop, built-in ice maker and walk-in pantry. Expansive loft, game room and living room make this a perfect home for family and guests. Primary suite is a true retreat, with balcony access and preserve views. Luxurious updated bath has a soaking tub, custom shower with frameless glass, dual vanities and 3 walk-in closets.

Supplements: Adjoining flex room off of the Primary has endless possibilities. Enjoy the outdoors with a heated spa, salt-water pool, fire pit and serene views of the preserve and natural creek running through the property. A rare opportunity to own in the exclusive, gated community of Bayside, as these homes do not come up for sale often! Amenities include p ... (Read more)

Listing Details MLS# 2078825

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3857
Living Area Source: Public Records
Year Built: 1999
Homestead YN: Yes
Lot Size Acres: 0.46
Association YN: Yes
Association Fee: 370
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: SR 13 S, Right on Bayside Blvd, Right on Anchor Rd, home at the cul de sac on the left.
Public Remarks: Live the River Life! Nestled on a private ravine surrounded by nature, this custom-built brick pool home comes with one of the highly desirable boat slips at the community dock! The home, tucked beneath a canopy of trees, sits at the end of a quiet cul-de-sac and blends luxury with exceptional quality in finishes and design. Concrete block construction, featuring 4 spacious bedrooms, 3 baths, office, and a side entry 3-car garage. Gourmet kitchen has gone through a stunning renovation with sparkling Quartz countertops and oversized island with plenty of seating. Sub-zero refrigerator, Wolf and Viking appliances, induction cooktop, built-in ice maker and walk-in pantry. Expansive loft, game room and living room make this a perfect home for family and guests. Primary suite is a true retreat, with balcony access and preserve views. Luxurious updated bath has a soaking tub, custom shower with frameless glass, dual vanities and 3 walk-in closets.
List Price/SqFt: 310.86
Sold Price/SqFt: 300.75

Property Features

Appliances: Dishwasher; Ice Maker; Induction Cooktop; Microwave; Refrigerator Interior Features: Breakfast Nook; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s); Wet Bar Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Shared Well; Well Sewer: Septic Tank Construction Materials: Block; Brick; Concrete Exterior Features: Boat Lift; Boat Slip; Dock Pool Features: In Ground; Heated; Salt Water Spa Features: Heated; In Ground Parking Features: Attached; Garage Lot Features: Cul-De-Sac Waterfront Features: Creek Current Use: Residential Association Amenities: Basketball Court; Boat Dock; Children's Pool; Clubhouse; Community Pool; Gated; Park; Playground; Security; Tennis Court(s); Water Association Fee Includes: Security; Water Community Features: Gated Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan