Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

105 BOUGANVILLA Drive, Ponte Vedra Beach, FL 32082 (MLS# 1135473)

105 BOUGANVILLA Drive, Ponte Vedra Beach, FL 32082

$850,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,714 Status: Closed

Current Price: $850,000 List Date: 10/19/2021 Last Modified: 11/03/2026

Overview

Description

Spacious 2-story home nestled on a culdesac in sought after Azalea Point. This home features 5 bedrooms and 3 full baths offering plenty of room for everyone. Kitchen has a casual dining area open to the family room with fireplace. Relax poolside in the screened porch overlooking a private backyard. Gated Fairfield community features 24hr manned guard gate, pool and hot tub, tennis and basketball courts, workout facility, RV- boat lot, playgrounds, and sidewalks through out. A must see!

Listing Details MLS# 1135473

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2714
Living Area Source: Public Records
Year Built: 1994
Association YN: Yes
Association Fee: 423
Association Fee Frequency: Quarterly
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: Must show real estate license at guard booth. Straight down Fairfield Blvd. turn onto Garden Gate Dr then left onto Bouganvilla.
Public Remarks: Spacious 2-story home nestled on a culdesac in sought after Azalea Point. This home features 5 bedrooms and 3 full baths offering plenty of room for everyone. Kitchen has a casual dining area open to the family room with fireplace. Relax poolside in the screened porch overlooking a private backyard. Gated Fairfield community features 24hr manned guard gate, pool and hot tub, tennis and basketball courts, workout facility, RV- boat lot, playgrounds, and sidewalks through out. A must see!
List Price/SqFt: 313.19
Sold Price/SqFt: 313.19

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Electric Range; Gas Water Heater; Microwave Fireplace Features: Gas Interior Features: Eat-in Kitchen; Entrance Foyer; Pantry; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Shell Dash Patio And Porch Features: Porch; Screened Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac; Wooded Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; RV/Boat Storage; Security; Spa/Hot Tub; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-10-08

Location Tax and Legal

Street Number: 105
Street Name: BOUGANVILLA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32082
MLS Area Major: 263-Ponte Vedra Beach-W Of A1A-S Of CR-210
Subdivision Name: Fairfield

Status Change Information

Major Change Timestamp: 2021-12-17T20:20:43Z
Major Change Type: Status Change
Price Change Timestamp: 2021-10-13T12:53:47Z
Purchase Contract Date: 2021-12-05
Close Date: 2021-12-17
Close Price: 850000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Bath-Owner Bath W/Whirlpool: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Condo Restrictions-Governed Covenants/Restrictions: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Living Room
Family Room
Utility Room

Documents

Offer Instructions ›

Seller Disclosure ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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