Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10465 STONE Road, Jacksonville, FL 32246 (MLS# 2169005)

10465 STONE Road, Jacksonville, FL 32246

$249,999

Virtual Tour

https://www.zillow.com/view-imx/81363948-a7c4-437d-9cae-7178780c0073?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,485 Lot Size (sq. ft.): 9,583 Status: Active Under Contract

Current Price: $249,999 List Date: 10/13/2026 Last Modified: 11/03/2026

Overview

Description

Spacious 3-bedroom, 2-bathroom concrete block home on a large corner lot! Recently painted inside, this home features a spacious kitchen, a wood-burning fireplace, and a generous enclosed Florida room (almost 400 sq ft.) with its own cooling system. An indoor laundry room adds everyday convenience, while the large fenced yard includes a storage shed and plenty of space to enjoy the outdoors. Centrally located near schools, shopping, and restaurants, this home has so much to offer!

Listing Details MLS# 2169005

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1089
Living Area Source: Public Records
Building Area Total: 1485
Year Built: 1956
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Heading east on Beach Blvd take a right onto Forest Blvd. Follow around and take a left on Stone Rd. Corner Lot.
Public Remarks: Spacious 3-bedroom, 2-bathroom concrete block home on a large corner lot! Recently painted inside, this home features a spacious kitchen, a wood-burning fireplace, and a generous enclosed Florida room (almost 400 sq ft.) with its own cooling system. An indoor laundry room adds everyday convenience, while the large fenced yard includes a storage shed and plenty of space to enjoy the outdoors. Centrally located near schools, shopping, and restaurants, this home has so much to offer!
List Price/SqFt: 229.57

Property Features

Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s) Flooring: Carpet Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Septic Tank Parking Features: Other Lot Features: Corner Lot Fencing: Back Yard; Chain Link Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-13

Location Tax and Legal

Street Number: 10465
Street Name: STONE
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Highpointe

Status Change Information

Major Change Timestamp: 2026-10-18T16:37:39Z
Major Change Type: Status Change
Contingency: Active Under Contract
Contingent Date: 2026-10-17

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: ANCHOR REALTY JAX

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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