Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1045 PANTHER LAKE Parkway, Jacksonville, FL 32221 (MLS# 2168983)

1045 PANTHER LAKE Parkway, Jacksonville, FL 32221

$390,000

Virtual Tour

https://my.matterport.com/show/?m=pkBU8PpWyqn&brand=0

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,620 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $390,000 List Date: 10/13/2026 Last Modified: 10/26/2026

Overview

Description

Enjoy beautiful waterfront living in this 2023-built, four-bedroom, two-bath home on a .37-acre lot with great lake views. The home offers modern construction and many builder upgrades including an extended two car garage, 42-inch kitchen cabinets, granite countertops, 9-foot ceilings, custom LVP plank flooring, and 6-inch baseboards. The large owner's suite features a custom walk-in shower and spacious walk-in closet. Exterior stone accents add curb appeal, and the garage has an epoxy-finished floor. The .37-acre lot gives you extra outdoor space to enjoy on your extended paver patio while the waterfront setting provides beautiful views right from home. Built in 2023, you can enjoy the benefits of newer construction and modern finishes. The community also offers a clubhouse, fitness center, pool, tennis, dog park and playground amenities for added enjoyment. Located just five minutes from I-10, you'll have convenient access to Jacksonville, shopping, dining, and everyday essentials.

Supplements: Why wait to build when you can enjoy a newer home with upgrades, extra yard space, and beautiful lake views

Listing Details MLS# 2168983

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1997
Living Area Source: Assessor
Building Area Total: 2620
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.29
Association YN: Yes
Association Fee: 435
Association Fee Frequency: Annually
Association Name: Panther Creek
Association Phone: 904-242-0666
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Water Frontage Feet: 38
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: South
Directions: I-10 W take Chaffee Rd exit and keep right onto Chaffee Rd S. Turn right on Panther Creek Pkwy. Turn left onto Panther Preserve Pkwy. Turn right onto Panther Lake Pkwy and the home will be on your right
Public Remarks: Enjoy beautiful waterfront living in this 2023-built, four-bedroom, two-bath home on a .37-acre lot with great lake views. The home offers modern construction and many builder upgrades including an extended two car garage, 42-inch kitchen cabinets, granite countertops, 9-foot ceilings, custom LVP plank flooring, and 6-inch baseboards. The large owner's suite features a custom walk-in shower and spacious walk-in closet. Exterior stone accents add curb appeal, and the garage has an epoxy-finished floor. The .37-acre lot gives you extra outdoor space to enjoy on your extended paver patio while the waterfront setting provides beautiful views right from home. Built in 2023, you can enjoy the benefits of newer construction and modern finishes. The community also offers a clubhouse, fitness center, pool, tennis, dog park and playground amenities for added enjoyment. Located just five minutes from I-10, you'll have convenient access to Jacksonville, shopping, dining, and everyday essentials.
List Price/SqFt: 195.29

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Electric Cooktop; Electric Water Heater; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central; Zoned Electric: 200+ Amp Service; 220 Volts Water Source: Public Sewer: Public Sewer Green Energy Efficient: Water Heater; Windows Security Features: Fire Alarm; Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Stone Veneer Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Lake Waterfront Features: Lake Front Fencing: Back Yard; Wrought Iron Current Use: Residential Association Amenities: Clubhouse; Community Pool; Dog Park; Playground; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan