Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10441 OLD PLANK Road, Jacksonville, FL 32220 (MLS# 2171464)

10441 OLD PLANK Road, Jacksonville, FL 32220

$353,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,528 Lot Size (sq. ft.): 67,518 Status: Active

Current Price: $353,000 List Date: 10/29/2026 Last Modified: 10/29/2026

Overview

Description

10441 Old Plank Rd is a one-story Jacksonville detached residence with an open layout and a backyard pool. The kitchen provides abundant cabinetry, broad counter space, and visible appliances for everyday meal preparation. The main living area connects to the kitchen and features a fireplace that anchors the room. The primary bedroom includes a walk-in closet for organized storage and connects to an adjoining bathroom with double sinks. A second bathroom provides a tub-and-shower combination and vanity storage. The rear patio extends beside the clear in-ground pool, while the attached two-car garage adds covered parking and storage, completing this functional residence with practical indoor and outdoor spaces. Included 100-Day Home Warranty with buyer activation

Listing Details MLS# 2171464

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1528
Living Area Source: Public Records
Year Built: 1985
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 1.55
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Head east on Old Plank Rd.. Turn right on Jones Rd.. Turn right on Orme Rd.. Turn right on Alvis Rd.. Turn left on Old Plank Rd.. Turn right.
Public Remarks: 10441 Old Plank Rd is a one-story Jacksonville detached residence with an open layout and a backyard pool. The kitchen provides abundant cabinetry, broad counter space, and visible appliances for everyday meal preparation. The main living area connects to the kitchen and features a fireplace that anchors the room. The primary bedroom includes a walk-in closet for organized storage and connects to an adjoining bathroom with double sinks. A second bathroom provides a tub-and-shower combination and vanity storage. The rear patio extends beside the clear in-ground pool, while the attached two-car garage adds covered parking and storage, completing this functional residence with practical indoor and outdoor spaces. Included 100-Day Home Warranty with buyer activation
List Price/SqFt: 231.02

Property Features

Levels: One Appliances: Dishwasher; Microwave; Other Flooring: Carpet; Tile Utilities: Electricity Connected; Natural Gas Available; Water Connected Cooling: Central Air Heating: Central; Natural Gas Water Source: Public Sewer: Septic Tank Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage Current Use: Other Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-29

Location Tax and Legal

Street Number: 10441
Street Name: OLD PLANK
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32220
MLS Area Major: 081-Marietta/Whitehouse/Baldwin/Garden St
Subdivision Name: Confederate Crossing

Status Change Information

Major Change Timestamp: 2026-10-29T19:02:47Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: OPENDOOR BROKERAGE, LLC.

Last Updated: October - 29 - 2026

Broker Attribution: [email protected]

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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