Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1031 LARKSPUR Loop, St. Johns, FL 32259 (MLS# 1169220)

1031 LARKSPUR Loop, St. Johns, FL 32259

$678,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,257 Status: Closed

Current Price: $678,900 List Date: 5/20/2022 Last Modified: 8/11/2026

Overview

Description

FULLY RENOVATED SALTWATER POOL HOME W/ STUNNINGLY WELL SHADED GOLF VIEW!! Inside, you will find all new LVP oak flooring, NEW 15 SEER A/C, new kitchen with soft close 42'' shaker cabinets, dovetail drawers (true wood) stacked display cabinets, built in wine rack & stainless wine fridge! Expansive Cali bar top w/ Carrera quartz counters & contemporary white farmhouse sink along w/ all new Moen faucets throughout! Ceilings & walls are smooth finish to 12ft vault in the family room. Real wood burning fireplace w/ mantle. The luxurious owner's bath features split vanities, stunning walk-in shower with brushed gold fixtures & a barn door style entry. Outside, what is better than a fenced yard & screened in 14,000 gallon saltwater pool w/ 3rd hole golf view!!

Listing Details MLS# 1169220

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2257
Living Area Source: Appraiser
Year Built: 1992
Lot Size Dimensions: 90' x 135'
Association YN: Yes
Association Fee: 420
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Directions: 9B or SR-13 to Racetrack Rd to Durbin Creek (south); right on Larkspur Loop & house is on the left around the bend.
Public Remarks: FULLY RENOVATED SALTWATER POOL HOME W/ STUNNINGLY WELL SHADED GOLF VIEW!! Inside, you will find all new LVP oak flooring, NEW 15 SEER A/C, new kitchen with soft close 42'' shaker cabinets, dovetail drawers (true wood) stacked display cabinets, built in wine rack & stainless wine fridge! Expansive Cali bar top w/ Carrera quartz counters & contemporary white farmhouse sink along w/ all new Moen faucets throughout! Ceilings & walls are smooth finish to 12ft vault in the family room. Real wood burning fireplace w/ mantle. The luxurious owner's bath features split vanities, stunning walk-in shower with brushed gold fixtures & a barn door style entry. Outside, what is better than a fenced yard & screened in 14,000 gallon saltwater pool w/ 3rd hole golf view!!
List Price/SqFt: 300.8
Sold Price/SqFt: 300.8

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Ranch; Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Vinyl; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Doors; Windows Green Water Conservation: Low-Flow Fixtures Security Features: Smoke Detector(s) Construction Materials: Brick; Frame Exterior Features: Outdoor Shower Patio And Porch Features: Covered; Front Porch; Patio; Porch; Screened Pool Features: In Ground; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Additional Parking Lot Features: On Golf Course; Wooded View: Golf Course; Protected Preserve Fencing: Back Yard; Cross Fenced; Fenced; Vinyl; Wood; Other Current Use: Residential; Single Family Association Amenities: Golf Course Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-05-14

Location Tax and Legal

Street Number: 1031
Street Name: LARKSPUR
Street Suffix: Loop
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek

Status Change Information

Major Change Timestamp: 2023-11-17T11:56:25Z
Major Change Type: Price Reduced
Price Change Timestamp: 2022-05-25T14:08:50Z
Purchase Contract Date: 2022-05-23
Close Date: 2022-06-29
Close Price: 678900

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Dining-Kitchen/Family Combo: Y, Interior Amenities-Bay/Bow Window(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Golf Course Comm: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-French Door(s): Y, Fireplace-Family Room: Y, Brick Fireplace: Y, Fenced Partial: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Living Room
Family Room
Great Room
Office
Utility Room

Documents

Seller's Disclosure ›

Survey on File ›

Listing Office: RE/MAX UNLIMITED

Last Updated: August - 11 - 2026

Information deemed reliable but not guaranteed.