Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

103 RIVA RIDGE Place, St. Johns, FL 32259 (MLS# 2134389)

103 RIVA RIDGE Place, St. Johns, FL 32259

$710,000

Virtual Tour

https://www.zillow.com/view-imx/5e386ea8-8de6-40e8-8059-5207ebec12e5?wl=true&setAttribution=mls&initialViewType=pano

42-web-or-mls-2178 Orange Branch Trail-7

38-web-or-mls-2178 Orange Branch Trail-4

41-web-or-mls-2178 Orange Branch Trail-2

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,140 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $710,000 List Date: 3/18/2026 Last Modified: 9/10/2026

Overview

Description

Located on a private preserve lot in RiverTown, this 2022 Braden model offers the rare combination of generous square footage, thoughtful flexibility, and the comfort of living primarily as a single story. The main level is designed for everyday ease, with the primary suite, main living areas, ensuite bedroom, pocket office, flex room and core entertaining spaces all on the first floor, creating a layout that feels both spacious and highly functional. Upstairs, a separate loft, bedroom, and full bath provide an exceptional guest suite option, ideal for extended family, visiting guests, or anyone who would appreciate a more private retreat within the home. Inside, the home blends warmth and style with wood look tile flooring throughout the main living spaces, recessed lighting, and a beautifully finished kitchen with white shaker cabinetry, white quartz countertops, a soft gray subway tile backsplash, stainless appliances, and a gas range. The primary suite is a true retreat with dual

Supplements: sinks, a soaking tub, a separate shower, and his and hers walk-in closets, while details like the drop zone, laundry room with storage cabinets and butcher block folding counter, and consistent finishes throughout add both beauty and practicality. Outdoors, the preserve setting creates a sense of privacy that is increasingly hard to find, while the ... (Read more)

Listing Details MLS# 2134389

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3140
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3584.03
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From State Rd 13N, Rivertown Blvd, left on Kendall Crossing, left on Dahlia Falls, left on Riva Ridge Pl
Public Remarks: Located on a private preserve lot in RiverTown, this 2022 Braden model offers the rare combination of generous square footage, thoughtful flexibility, and the comfort of living primarily as a single story. The main level is designed for everyday ease, with the primary suite, main living areas, ensuite bedroom, pocket office, flex room and core entertaining spaces all on the first floor, creating a layout that feels both spacious and highly functional. Upstairs, a separate loft, bedroom, and full bath provide an exceptional guest suite option, ideal for extended family, visiting guests, or anyone who would appreciate a more private retreat within the home. Inside, the home blends warmth and style with wood look tile flooring throughout the main living spaces, recessed lighting, and a beautifully finished kitchen with white shaker cabinetry, white quartz countertops, a soft gray subway tile backsplash, stainless appliances, and a gas range. The primary suite is a true retreat with dual
List Price/SqFt: 230.89
Sold Price/SqFt: 226.11

Property Features

Appliances: Dishwasher; Disposal; Gas Range; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground; Whole House Generator Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s); Other Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection