Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1026 ANNA Avenue, Orange Park, FL 32073 (MLS# 1238902)

1026 ANNA Avenue, Orange Park, FL 32073

$385,000

Virtual Tour

https://see.virtualopen.house/v/jYrXsmy?b=0

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,460 Status: Closed

Current Price: $385,000 List Date: 7/22/2023 Last Modified: 9/01/2026

Overview

Description

Attention HGTV lovers. This is the home you can remodel and enlarge. You can add value to this home because other homes on street are $500-650,000. Move in ready. Bring your boat and RV. Quiet neighborhood. NEW roof, NEW windows, NEW carpet, ALL brick, NO HOA, LOW electric bills. This money saver is on .46 acres on a dead end street just 1 block from the St Johns riverwalk. Other features include hardwood floors in the kitchen and dining area, a glassed-in sunroom for entertaining and relaxing, a beautiful fenced yard with ancient oaks, gorgeous palms, and established landscaping, an artesian well. HVAC vents in the 2.5-car garage, large driveway, pre-wired for generator or motorhome hookup, detached shed, covered boat or RV storage. All appliances stay.

Listing Details MLS# 1238902

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1460
Living Area Source: Measured
Year Built: 1971
Lot Size Dimensions: 102x200x100x201
Association YN: No
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Directions: Park Blvd to Campbell. Turn East toward river. Right on Anna. Home on Right.
Public Remarks: Attention HGTV lovers. This is the home you can remodel and enlarge. You can add value to this home because other homes on street are $500-650,000. Move in ready. Bring your boat and RV. Quiet neighborhood. NEW roof, NEW windows, NEW carpet, ALL brick, NO HOA, LOW electric bills. This money saver is on .46 acres on a dead end street just 1 block from the St Johns riverwalk. Other features include hardwood floors in the kitchen and dining area, a glassed-in sunroom for entertaining and relaxing, a beautiful fenced yard with ancient oaks, gorgeous palms, and established landscaping, an artesian well. HVAC vents in the 2.5-car garage, large driveway, pre-wired for generator or motorhome hookup, detached shed, covered boat or RV storage. All appliances stay.
List Price/SqFt: 273.9
Sold Price/SqFt: 263.7

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Ranch; Traditional Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Skylight(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Carport; In Garage Utilities: Cable Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Doors; Windows Security Features: Smoke Detector(s) Construction Materials: Brick Other Structures: Shed(s) Patio And Porch Features: Glass Enclosed; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; RV Access/Parking; Other Lot Features: Cul-De-Sac Fencing: Back Yard Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-07-21

Location Tax and Legal

Street Number: 1026
Street Name: ANNA
Street Suffix: Avenue
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 133-North Orange Park
Subdivision Name: Marshalls

Status Change Information

Major Change Timestamp: 2023-11-18T20:31:51Z
Major Change Type: Price Reduced
Price Change Timestamp: 2023-08-10T16:12:55Z
Purchase Contract Date: 2023-11-03
Close Date: 2023-11-13
Close Price: 385000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Home Service-Warranty: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Glass Room: Y, Other Building(s): Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Sliding Glass Door(s): Y, Side Entry Garage: Y, Oversize Garage/Storage: Y, Structure Slab: Y, 1031 Exchange Possible Financing: Y

Room Information

Room Name	Level	Length	Width	Remarks
Great Room
Primary Bedroom	First	15.00	14.00	Plantation Shutters
Bedroom 1	First	12.00	11.00	Ceiling Fan
Bedroom 2	First	11.00	11.00	Ceiling Fan
Kitchen	First	13.00	12.00	Ceiling Fan, Range Hood vented to outside
Dining Room	First	13.00	12.00	Ceiling Fan, Sliding Doors to Sun Room, Ceiling Fa
Living Room	First	24.00	12.00	Ceiling Fan, Antenna in attic connected to cable
Other	First	18.00	12.00	Ceiling fan

Documents

Lead Based Paint Addendum ›

Seller Disclosure ›

Survey on File ›

Listing Office: ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.

Last Updated: September - 01 - 2026

Information deemed reliable but not guaranteed.