Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10125 SCOTT MILL Road, Jacksonville, FL 32257 (MLS# 2169752)

10125 SCOTT MILL Road, Jacksonville, FL 32257

$537,500

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,122 Lot Size (sq. ft.): 85,378 Status: Active

Current Price: $537,500 List Date: 10/25/2026 Last Modified: 10/30/2026

Overview

Description

If you're looking for a picturesque piece of property with gated entry to enjoy, you should check this out. Upon entering the home, you find yourself in a very open and spacious L-shaped living/dining area, with French doors that open to the screened porch, back deck and pool. There are 2 bedrooms and 2 full baths on one side of the home with another room that could be an office/possible third bedroom on opposite side, including is a small 1/2 bath. The kitchen has plenty of cabinet space and the appliances are stainless steel (the range and microwave are only 1 year old). The HVAC system is 4 years old and some of the ductwork in the home has been recently replaced. The roof is 7 years old, the water heater is 6 years old, and the water filtration system is one year old. The interior plumbing has been repiped and the well pump was recently replaced. The pool is professionally maintained and the pool screening is in good condition.

Listing Details MLS# 2169752

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2122
Living Area Source: Public Records
Year Built: 1956
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 1.96
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: San Jose Blvd to left on Beauclerc Rd, left on Scott Mill Rd to home on left before you get to Oak Bluff Ln.
Public Remarks: If you're looking for a picturesque piece of property with gated entry to enjoy, you should check this out. Upon entering the home, you find yourself in a very open and spacious L-shaped living/dining area, with French doors that open to the screened porch, back deck and pool. There are 2 bedrooms and 2 full baths on one side of the home with another room that could be an office/possible third bedroom on opposite side, including is a small 1/2 bath. The kitchen has plenty of cabinet space and the appliances are stainless steel (the range and microwave are only 1 year old). The HVAC system is 4 years old and some of the ductwork in the home has been recently replaced. The roof is 7 years old, the water heater is 6 years old, and the water filtration system is one year old. The interior plumbing has been repiped and the well pump was recently replaced. The pool is professionally maintained and the pool screening is in good condition.
List Price/SqFt: 253.3

Property Features

Architectural Style: Ranch Levels: One Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Attic Fan; Central Air; Electric Heating: Central; Electric Water Source: Well Sewer: Septic Tank Security Features: Security Gate Construction Materials: Stucco Patio And Porch Features: Deck; Rear Porch; Screened Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage Door Opener Lot Features: Cleared Fencing: Chain Link; Wrought Iron Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-17

Location Tax and Legal

Street Number: 10125
Street Name: SCOTT MILL
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32257
MLS Area Major: 013-Beauclerc/Mandarin North
Subdivision Name: Oak Bluff Grove

Status Change Information

Major Change Timestamp: 2026-10-25T17:52:48Z
Major Change Type: Back on Market

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Flood disclosure ›

Lead based paint disclosure ›

Seller property disclosure ›

Survey ›

Licensee personal interest in property ›

Listing Office: BUCK & BUCK INC

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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