Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

101 TURTLE COVE Court, Ponte Vedra Beach, FL 32082 (MLS# 2171683)

101 TURTLE COVE Court, Ponte Vedra Beach, FL 32082

New Listing

$774,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,135 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $774,900 List Date: 10/30/2026 Last Modified: 10/31/2026

Overview

Description

Enjoy resort-style living in the sought-after gated community of Turtle Shores, with sunset views over the Intracoastal Waterway (ICW) and private beach access through the Turtle Tunnel. Perched high on a dune on a corner lot, this move-in-ready, 2,153-square-foot home overlooks the ICW and nesting spoonbills and offers four bedrooms and three full baths. The main level includes a primary suite with a walk-in closet, soaking tub, and separate shower, plus two additional bedrooms, a full bath, a dining area, and an eat-in kitchen with a breakfast bar. Upstairs, a separate guest suite with a full bath offers privacy for visitors. Large sliding doors connect the main living area to a 200-square-foot glass-enclosed lanai with expansive views and access to a large outdoor deck. A 1.5-car garage and additional enclosed storage space provide practical convenience. Community amenities include a pool, tennis, pickleball, and a fitness room.

Listing Details MLS# 2171683

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2135
Living Area Source: Public Records
Year Built: 1989
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 189
Association Fee Frequency: Monthly
Association Name: Turtle Shores HOA / May Management
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: Travel A1A Beach Road - North from Vilano Beach approximately 6 miles turn left on to Turtle Shores Dr. Or 16 miles South from PVB Turn Right - North Gate of Turtle Shores. Turn right on Turtle Bay Lane bear to the right on to Turtle Cove CT. 1st house on the left.
Public Remarks: Enjoy resort-style living in the sought-after gated community of Turtle Shores, with sunset views over the Intracoastal Waterway (ICW) and private beach access through the Turtle Tunnel. Perched high on a dune on a corner lot, this move-in-ready, 2,153-square-foot home overlooks the ICW and nesting spoonbills and offers four bedrooms and three full baths. The main level includes a primary suite with a walk-in closet, soaking tub, and separate shower, plus two additional bedrooms, a full bath, a dining area, and an eat-in kitchen with a breakfast bar. Upstairs, a separate guest suite with a full bath offers privacy for visitors. Large sliding doors connect the main living area to a 200-square-foot glass-enclosed lanai with expansive views and access to a large outdoor deck. A 1.5-car garage and additional enclosed storage space provide practical convenience. Community amenities include a pool, tennis, pickleball, and a fitness room.
List Price/SqFt: 362.95

Property Features

Architectural Style: Stilt; Traditional Levels: One and One Half Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator; Washer; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Guest Suite; Pantry; Primary Bathroom -Tub with Separate Shower; Skylight(s); Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Laminate; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units Heating: Central Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Water Heater Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Deck; Front Porch; Glass Enclosed Spa Features: Community Roof: Shingle Parking Features: Additional Parking; Garage Door Opener; Off Street; Shared Driveway Lot Features: Corner Lot; Many Trees View: Intracoastal; Trees/Woods Current Use: Residential; Single Family Association Amenities: Beach Access; Clubhouse; Community Pool; Fitness Center; Gated; Pickleball; Spa/Hot Tub; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Security Community Features: Curbs; Gated; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan