Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1001 ANDREA Way, St. Johns, FL 32259 (MLS# 2137913)

1001 ANDREA Way, St. Johns, FL 32259

$410,000

Virtual Tour

https://www.zillow.com/view-imx/382f1a16-f6f8-47c3-8a75-8a8e90e978b1?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,692 Lot Size (sq. ft.): 7,405 Status: Closed

Current Price: $410,000 List Date: 4/02/2026 Last Modified: 5/01/2026

Overview

Description

Highest & BEST,Welcome to this beautiful 3 Bedroom/2 Bath home in Julington Creek Plantation. Wood look tile flooring throughout whole home + tile in bathrooms. Formal Dining Room. Family Room w/vaulted ceiling & wood burning fireplace. Kitchen features 42'' white cabinets, granite countertops + newer appliances to include smooth top range, mounted micro, dishwasher & fridge stays. Breakfast nook w/door out to lanai. Primary Suite has vaulted ceilings & bay window. Ensuite bath has 2-sink vanity, garden tub, separate shower & large walk-in closet. Laundry room w/washer & dryer. Large covered lanai overlooks yard w/white vinyl privacy fence & firepit. Roof less than 10 years old. St Johns County Schools & walk to Fruit Cove Middle School. Julington Creek Plantation has amazing amenities for everyone like pools, tennis, work out facilities, basketball, skateboard park & so much more. Seconds to shopping, restaurants, Walmart, movie theater & more. Listing contains virtual staged photos.

Listing Details MLS# 2137913

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1692
Living Area Source: Public Records
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 550
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1486.18
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: San Jose Blvd S. to SR 13. Left on Racetrack Rd. Pass Fruit Cove Middle School & Durbin Creek Rd. Next Right on Butterfly Branch Dr. 1st Right on Sparrow Branch Cir. Right on Austin Place to home on Right corner of Austin Place & Andrea Way.
Public Remarks: Highest & BEST,Welcome to this beautiful 3 Bedroom/2 Bath home in Julington Creek Plantation. Wood look tile flooring throughout whole home + tile in bathrooms. Formal Dining Room. Family Room w/vaulted ceiling & wood burning fireplace. Kitchen features 42'' white cabinets, granite countertops + newer appliances to include smooth top range, mounted micro, dishwasher & fridge stays. Breakfast nook w/door out to lanai. Primary Suite has vaulted ceilings & bay window. Ensuite bath has 2-sink vanity, garden tub, separate shower & large walk-in closet. Laundry room w/washer & dryer. Large covered lanai overlooks yard w/white vinyl privacy fence & firepit. Roof less than 10 years old. St Johns County Schools & walk to Fruit Cove Middle School. Julington Creek Plantation has amazing amenities for everyone like pools, tennis, work out facilities, basketball, skateboard park & so much more. Seconds to shopping, restaurants, Walmart, movie theater & more. Listing contains virtual staged photos.
List Price/SqFt: 242.32
Sold Price/SqFt: 242.32

Property Features

Architectural Style: Ranch Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Primary Bathroom -Tub with Separate Shower Flooring: Tile Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Patio And Porch Features: Porch Parking Features: Attached; Garage Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection