Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1000 FLACH Drive, St. Johns, FL 32259 (MLS# 2127092)

1000 FLACH Drive, St. Johns, FL 32259

$518,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,212 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $518,000 List Date: 1/27/2026 Last Modified: 7/07/2026

Overview

Description

No CDD Fees! Modern Luxury Awaits: 5-Bed, 3-Bath Gem in St. Johns! Why wait for a build cycle? This stunning 2,652 sq. ft. residence offers the space you crave and the high-end finishes you deserve--all for $548,000. Built in 2021, this five-year-old home provides newer-construction peace of mind with over-the-top designer upgrades. The Home With 5 spacious bedrooms and 3 full bathrooms, there's plenty of room to grow. The heart of the home is a gourmet kitchen featuring solid-surface counters and stainless appliances, overlooking a massive living area perfect for hosting. Custom Upgrades Entertainment: Custom built-in media center with a sleek electric fireplace. Audio: Integrated surround sound throughout the downstairs. Exterior: Elegant paver driveway and a private, landscaped backyard with a custom patio. Located in the top-rated Saint Johns County School District, this turnkey property is a rare find. Experience 2,650+ sq. ft. of luxury in a premier community!

Listing Details MLS# 2127092

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2652
Living Area Source: Appraiser
Building Area Total: 3212
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 600
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Start South: From the intersection of I-295 and San Jose Blvd, head south on San Jose Blvd. Left on Roberts: Turn left onto Roberts Road. San Jose Blvd south ➔ Left on Roberts Rd ➔ Right on Long Leaf Pkwy ➔ Right on Greenbrier Rd ➔ Right on Rubicon Dr ➔ Left on Flach Dr ➔ Loop via Old Cottage Dr to Flach Dr.
Public Remarks: No CDD Fees! Modern Luxury Awaits: 5-Bed, 3-Bath Gem in St. Johns! Why wait for a build cycle? This stunning 2,652 sq. ft. residence offers the space you crave and the high-end finishes you deserve--all for $548,000. Built in 2021, this five-year-old home provides newer-construction peace of mind with over-the-top designer upgrades. The Home With 5 spacious bedrooms and 3 full bathrooms, there's plenty of room to grow. The heart of the home is a gourmet kitchen featuring solid-surface counters and stainless appliances, overlooking a massive living area perfect for hosting. Custom Upgrades Entertainment: Custom built-in media center with a sleek electric fireplace. Audio: Integrated surround sound throughout the downstairs. Exterior: Elegant paver driveway and a private, landscaped backyard with a custom patio. Located in the top-rated Saint Johns County School District, this turnkey property is a rare find. Experience 2,650+ sq. ft. of luxury in a premier community!
List Price/SqFt: 197.55
Sold Price/SqFt: 195.32

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Gas Range; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater Fireplace Features: Electric Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Privacy; Vinyl; Wrought Iron Current Use: Residential; Single Family Association Amenities: Park; Playground Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Bonus Room; Primary Bedroom; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-27

Location Tax and Legal

Street Number: 1000
Street Name: FLACH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Lakes At Mill Creek

Status Change Information

Major Change Timestamp: 2026-07-07T18:48:35Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-27T21:06:58Z
Purchase Contract Date: 2026-05-08
Close Date: 2026-07-07
Close Price: 518000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Bedroom 5 Level: First
Bonus Room Level: Second
Primary Bedroom Level: Second
Utility Room Level: Second

Room Information

Room Name	Level	Length	Width	Remarks
Primary Bedroom	Second	13.00	15.00	Carpet Flooring
Bedroom 2	Second	13.00	10.00	Carpet Flooring
Bedroom 3	Second	10.00	11.00	Carpet Flooring
Bedroom 4	Second	11.00	13.00	Carpet Flooring
Bedroom 5	First	10.00	10.00	Carpet Flooring
Bonus Room	Second	12.00	12.00	Carpet Flooring
Utility Room	Second	9.00	6.00	Tile

Listing Office: WALTER WILLIAMS PROPERTIES, INC

Last Updated: July - 07 - 2026

Information deemed reliable but not guaranteed.