Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10 N 11TH Avenue N 102, Jacksonville Beach, FL 32250 (MLS# 2125776)

10 N 11TH Avenue N 102, Jacksonville Beach, FL 32250

$499,999

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,000 Lot Size (sq. ft.): 436 Status: Active

Current Price: $499,999 List Date: 8/12/2026 Last Modified: 10/30/2026

Overview

Description

RARE opportunity to own TWO SIDE-BY-SIDE OCEANFRONT condos! See MLS# 2161348 for the adjacent unit. This FULLY FURNISHED 2BR/2BA ground-floor oceanfront condo is just steps from the Jacksonville Beach Pier, sandy beach and community pool. The ground-floor location is especially sought-after by guests visiting the area for medical treatment, including those staying near Mayo Clinic, making this a unique rental advantage for investors. Enjoy the sound of crashing waves and seagulls from your living room, along with convenient access to the beach, pool and parking. SHORT-TERM RENTALS ALLOWED! Already operating as a furnished STR/Airbnb, this is a turnkey investment ready from day one. Approximately 2 miles to Atlantic Beach shops and restaurants, 6 miles to Mayo Clinic and less than 8 miles to Mayport Naval Station. Two uncovered parking spaces included.

Supplements: The HOA is in great shape, with major building improvements already completed. Recent improvements include a new roof, elevator, railings, resurfaced pool and decking, parking pavement, drainage, landscaping, new garage gate, exterior concrete resurfacing and resurfaced walkways. The condo is being sold fully furnished and ready for continued shor ... (Read more)

Listing Details MLS# 2125776

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1000
Living Area Source: Public Records
Year Built: 1984
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.01
Association YN: Yes
Association Fee: 1025
Association Fee Frequency: Monthly
Association Name: Beachdrifter Owner's Association
Association Phone: 904-432-1207
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: Yes
Stories Total: 4
Senior Community YN: No
Directions: From Beach Blvd and 3rd St. N., Head North on 3rd Street. Right on 11th Ave. N. Last building on the right before you hit the beach.
Public Remarks: RARE opportunity to own TWO SIDE-BY-SIDE OCEANFRONT condos! See MLS# 2161348 for the adjacent unit. This FULLY FURNISHED 2BR/2BA ground-floor oceanfront condo is just steps from the Jacksonville Beach Pier, sandy beach and community pool. The ground-floor location is especially sought-after by guests visiting the area for medical treatment, including those staying near Mayo Clinic, making this a unique rental advantage for investors. Enjoy the sound of crashing waves and seagulls from your living room, along with convenient access to the beach, pool and parking. SHORT-TERM RENTALS ALLOWED! Already operating as a furnished STR/Airbnb, this is a turnkey investment ready from day one. Approximately 2 miles to Atlantic Beach shops and restaurants, 6 miles to Mayo Clinic and less than 8 miles to Mayport Naval Station. Two uncovered parking spaces included.
List Price/SqFt: 500

Property Features

Rental Restrictions: 3 Days Appliances: Dishwasher; Dryer; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s) Flooring: Tile Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Patio Parking Features: Assigned Water Body Access Type: Navigable Waterfront Features: Ocean Access; Ocean Front Current Use: Residential; Single Family Association Amenities: Beach Access; Community Pool; Elevator(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; Owner May Carry