Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10 Moultrie Creek Circle, St. Augustine, FL 32086 (MLS# SA264502)

10 Moultrie Creek Circle, St. Augustine, FL 32086

$1,600

Virtual Tour

https://www.zillow.com/view-imx/561d4a80-7837-4c76-8a81-a795740ec915?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Lease Bedrooms: 2 Baths: 2 Square Footage: 1,078 Status: Active

Current Price: $1,600 List Date: 10/14/2026 Last Modified: 11/15/2026

Overview

Description

Welcome to 10 Moultrie Creek Circle, a 2-bedroom, 1.5-bath end-unit townhome with fewer shared walls for added privacy, 1078 square feet and conveniently located off Wildwood Drive. The home features an newly updated kitchen with quartz countertops, a freshly painted interior, and refinished ceilings with a knockdown finish. Both bathrooms have been refreshed with new white cabinets, quartz countertops, sinks, and lighting. The downstairs living area and upstairs bedrooms feature luxury vinyl plank flooring, with new carpet on the stairs and tile flooring in the kitchen and bathrooms. The washer/dryer hookup is conveniently located upstairs. Additional features include an HVAC system replaced in 2018, water heater replaced in 2015, a private backyard, one reserved parking space, plus additional first-come, first-served overflow parking. Community features and services include a swimming pool, exterior pest control, water, cable, and exterior lawn maintenance.

Supplements: Conveniently located near shopping, public schools, and Treaty Parkâ€”approximately a 5-minute walkâ€”and Treaty Oaks Preparatory Academy (Kâ€“8), approximately a 10-minute walk, this townhome offers easy access to everyday conveniences. Monthly lease rate is $1,600.00 plus $1,600.00 security deposit. 1 year lease. Minimum credit sco ... (Read more)

Listing Details MLS# SA264502

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Half: Yes
Bathrooms Total: 2
Waterfront YN: No
Entry Level: Yes
Public Remarks: Welcome to 10 Moultrie Creek Circle, a 2-bedroom, 1.5-bath end-unit townhome with fewer shared walls for added privacy, 1078 square feet and conveniently located off Wildwood Drive. The home features an newly updated kitchen with quartz countertops, a freshly painted interior, and refinished ceilings with a knockdown finish. Both bathrooms have been refreshed with new white cabinets, quartz countertops, sinks, and lighting. The downstairs living area and upstairs bedrooms feature luxury vinyl plank flooring, with new carpet on the stairs and tile flooring in the kitchen and bathrooms. The washer/dryer hookup is conveniently located upstairs. Additional features include an HVAC system replaced in 2018, water heater replaced in 2015, a private backyard, one reserved parking space, plus additional first-come, first-served overflow parking. Community features and services include a swimming pool, exterior pest control, water, cable, and exterior lawn maintenance.
List Price/SqFt: 1.48

Property Features

Appliances: Dishwasher; Refrigerator Rent Includes: Cable TV; Sewer; Water

Contract Information

Property Sub Type: Townhouse
Listing Contract Date: 2026-10-14
Availability Date: 2026-10-15

Location Tax and Legal

Street Number: 10
Street Name: Moultrie Creek
Street Suffix: Circle
State: FL
County: St. Johns
Postal Code: 32086
Subdivision Name: Moultrie Woods Townhouses

Status Change Information

Major Change Timestamp: 2026-11-14T05:00:00Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-14T05:00:00Z
Status Change Timestamp: 2026-10-14

More Information

Pool Features

Outdoor Pool: Yes

Historical Information

Public Historical Remarks: Personal Property: Range

Listing Office: Crescent Beach Realty of St Augustine

Last Updated: November - 15 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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